Borrowing estimate

Change the figures to see your estimate. Results update as you type.

Your figures

Assessed monthly income (S$)Other monthly debt payments (S$)Property value (S$)Loan-to-value limit (%)Assessment interest rate (%)Loan period (years)Apply the 30% housing limit (HDB / applicable EC)

Estimated loan limit

$1,060,934

Monthly debt budget: $5,600
Limit based on income: $1,060,934
Limit based on property value: $1,125,000

Uses 55% of assessed income for total debts and, if selected, 30% for the housing loan. Enter income after any bank adjustments. Age, other housing loans and loan period can lower your loan-to-value limit. This is not an approval.

Discuss these figures

Estimates only. Confirm eligibility and final figures with the bank or relevant authority.

Borrowing rules: MoneySense Stamp duty: IRAS CPF home ownership