Know what lenders assess
We explain how lenders assess your income and eligible assets, what documents they need and which conditions apply.
Find a loan that fits your plans.
Buying, refinancing or borrowing against a property? We help you understand what is possible and arrange the financing.
Understand your borrowing options.
Your borrowing options depend on your income, assets, existing commitments and the lender’s criteria. We review these together before recommending a loan.
Discuss my optionsLook across lenders
We work with all banks in Singapore, as well as alternative lenders and financiers, to find options suited to your circumstances.
Know the full cost
Understand the repayments, fees and any assets you need to set aside before choosing a loan.
Loan eligibility and approval depend on the lender’s assessment and applicable lending rules.
Mortgage services
HDB home loans
Compare bank financing for your flat and understand the costs before you commit.
Private property loans
Financing for condos, landed homes and new launches.
Refinancing
Find out whether moving your loan is worth the cost.
Commercial property loans
Loan support for clinics, offices, shops and other business premises.
Equity loans
Explore borrowing against eligible private property.
Your questions, answered
Can you help if a bank has declined my loan?
We can review why the application fell short and whether your assets or another lender may offer a suitable option. A review does not guarantee approval.
Do I pay FinMortgage a fee?
For bank mortgages, we are paid by the lender when the loan completes. Any fees for alternative financing are explained before you proceed. Bank charges and legal costs may still apply.
How do you choose which loans to compare?
We assess your property, income, assets and loan needs, then compare suitable lenders. We explain the rates, costs and conditions behind our recommendation.
Do you only work with doctors?
No. We help salaried employees, business owners and other borrowers, alongside our work with doctors and dentists.
Can I use the mortgage service on its own?
Yes. You do not need to take up other services. Any introduction to another service is discussed separately.
What happens after I get in touch?
A consultant aims to reply within one business day to discuss your needs and the next steps. Lender assessment and approval take longer.
Do I need to share documents now?
No. Tell us what you need first. Your consultant will explain which documents to prepare and how to share them.
Let’s talk about your loan.
Tell us what you have in mind. No obligation.