Review your current loan
Check your balance, rate, lock-in end date and any charges for switching.
Find out whether moving your loan is worth the cost.
Check your balance, rate, lock-in end date and any charges for switching.
Ask your bank about repricing, then compare that offer with other lenders on the same loan amount and period.
Include legal costs, penalties and any subsidy repayment. A lower monthly payment alone does not mean a cheaper loan.
Tell us what you have in mind. No obligation.