Know what lenders assess
We explain how lenders assess your income and eligible assets, what documents they need and which conditions apply.
More ways to finance
the property you want.
We look at your income and assets together to find suitable home loans, refinancing and options for more complex cases.
Understand your borrowing options.
Your borrowing options depend on your income, assets, existing commitments and the lender’s criteria. We review these together before recommending a loan.
Discuss my optionsLook across lenders
We work with all banks in Singapore, as well as alternative lenders and financiers, to find options suited to your circumstances.
Know the full cost
Understand the repayments, fees and any assets you need to set aside before choosing a loan.
Loan eligibility and approval depend on the lender’s assessment and applicable lending rules.
Your client has a property in mind.
Let’s work on the loan.
A low loan estimate or irregular income doesn’t always end the search. We review the case, explore suitable lenders and keep you updated.
Work with usWhat would your repayments be?
Start with a loan amount and interest rate.
Monthly repayments
Estimated monthly payment
$3,589- Total interest
- $276,680
- Total repayments
- $1,076,680
- At 1% higher interest
- $4,005/month
Rates shown are examples, not bank quotes. Assumes the rate stays the same and repayments are made monthly.
Discuss these figuresWhat could refinancing save?
An S$800,000 loan, 25 years remaining. Compare 3.5% with 2.5%, allowing S$2,500 for switching costs.
See the comparisonNet interest saved over two years
$13,247Illustration only. These are not bank quotes or client results.Your questions, answered
Can you help if a bank has declined my loan?
We can review why the application fell short and whether your assets or another lender may offer a suitable option. A review does not guarantee approval.
Do I pay FinMortgage a fee?
For bank mortgages, we are paid by the lender when the loan completes. Any fees for alternative financing are explained before you proceed. Bank charges and legal costs may still apply.
How do you choose which loans to compare?
We assess your property, income, assets and loan needs, then compare suitable lenders. We explain the rates, costs and conditions behind our recommendation.
Let’s talk about your loan.
Tell us what you have in mind. No obligation.