Mortgage guides

Practical questions for buying, refinancing and comparing loans.

Should you refinance?

Compare interest savings with the cost of switching.

Check your borrowing, cash and timing before making an offer.

Understand what can change during the loan.

Preparing for a loan if you are self-employed or have several income sources.

Questions to consider before taking an equity loan.

An S$800,000 loan, 25 years remaining. Compare 3.5% with 2.5%, allowing S$2,500 for switching costs.

Net interest saved over two years

$13,247Illustration only. These are not bank quotes or client results.